EMI Calculator
Easily calculate your Equated Monthly Instalments for home loans, car loans, personal loans, and more
Prepayment Options
See how your EMI is divided between principal and interest over the loan tenure.
Detailed schedule showing how each payment affects your loan balance.
| Month | Payment | Principal | Interest | Balance |
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Make extra payments to save on interest and pay off your loan faster.
Interest Rate Comparison
Accurate EMI Calculation
Instantly compute your monthly EMI based on loan amount, interest rate, and tenure using the standard EMI formula for precise results.
Loan Breakdown & Schedule
Get a detailed breakdown of principal, interest, and total payment with a complete amortization schedule.
Interest Rate Comparison
Compare EMIs for different interest rates to see how they impact your repayment amount.
Prepayment Analysis
Calculate how lump sum prepayments or extra monthly payments can reduce your total interest and tenure.
Visual Insights
View interactive charts to visualize total interest paid and compare different loan scenarios.
Multi-Currency Support
Calculate EMI for loans in multiple currencies and choose tenure in months or years as needed.
How to Use the EMI Calculator
Enter Loan Details
Loan Amount: Use the slider or input your loan amount.
Interest Rate (%): Adjust the interest rate.
Loan Tenure: Choose months or years and set the duration.
Optional Features
Prepayment: Enter a lump sum amount and when you’ll pay it.
Extra Monthly Payment: Add extra EMI to reduce tenure.
Compare Interest Rates: Enter different rates to see EMI changes.
View Results
Monthly EMI: Instantly calculated.
Total Interest & Payment: Breakdown of costs.
Amortization Schedule: See payment-wise principal & interest.
Charts: Visualize interest vs. principal.
Adjust & Compare
Change values anytime to see updated results.
Use tabs to switch between Breakdown, Amortization, and Prepayment Impact.